Ray City Home of Hod P. Clements

Hosea “Hod” P. Clements and his wife, Alma,  lived in a house on Jones Street, Ray City, GA, where they raised their daughters, Mildred and Frances.

According to a 1973 Valdosta Times interview, Hod Clements was born in 1890 in Milltown (now Lakeland), GA and moved to Ray City in the 1920s.

Home on Jones Street, Ray City, GA was the residence of Alma and Hosea

Home on Jones Street, Ray City, GA was the residence of Alma and Hosea “Hod” Peoples Clements.

Armed with a degree from the Georgia Normal College and Business Institute, Hod Clements went into business in Ray City.

 “From 1923 until 1945 Clements operated a general store named Swindle and Clements.”

In 1948, buying the old Ray City Bank and its equipment for $3,500 he began banking with a capital of $10,000.

The original Ray City Bank was begun by his uncle Jim Swindle who organized it around 1908.

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2 Comments

  1. August 22, 2011 at 1:00 am

    […] and the groom’s mother, Bertie Carter, of Valdosta.   Frances Clements was the daughter of Hod P. Clements (Hosea Peeples Clements) and Alma F. Clements. She was the sister of Mildred Clements and James Clements.         Miss […]

  2. Laurel Carter Thomas said,

    July 4, 2012 at 9:56 am

    I so remember visiting my Grandaddy ‘Hode’ at the bank. He loaned money to many, many people around the area. He really liked people and considered them all neighbors, therefore did not like to ‘collect’. I remember when the Bank of Ray City was bought by the Citizens Bank that Grandaddy had to cover many loans that folks were either unable to pay or unwilling. He always said he did not want to cause any problems with his friendship with them and if he was able he would take care of it himself. His motto was ‘friends and family are more important than money’.


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